Dacia Gap Insurance
Buy 5* Rated Gap Insurance With A 30 Day Money Back Guarantee
One of the newer companies on the scene, Romanian manufacturer Dacia has quickly built up a strong reputation since its formation in 1966. Government-owned for its first 30 years and then sold to Renault in 1999, Dacia is now its country’s most profitable organisation.
Dacia models are famously reliable and offer great value for money, but they are not immune to depreciation. New cars lose their value rapidly, and if something were to happen and your vehicle was written off, you might be left with an insurance settlement well below the initial purchase price. That’s where Guaranteed Asset Protection (GAP) insurance can provide the cover you need.
Let’s say that you bought a new Dacia Duster for £10,000 and that after owning it for three years its value dropped to £6,000. If an accident were then to occur and your vehicle was written off, your motor insurers would offer a settlement in line with its current value, leaving you £4,000 out of pocket. However, a Dacia gap insurance policy would cover you for that difference.
Why choose Direct Gap to protect your Dacia?
What is Dacia Gap Insurance?
Dacia gap insurance is a specialist form of cover designed to mitigate the effects of depreciation. Most insurers will only pay out for the market price of your car at the time you make a claim. That is often far less than you originally paid, which leaves you to make up the difference. A Dacia gap insurance policy from Direct Gap will cover that disparity between your car's original price and its value at the time of your claim, ensuring you’re not left out of pocket.
For further information, check out our detailed guide to gap insurance.
Get a Dacia Gap Insurance quote today.
How does Dacia Gap Insurance work?
If you buy a Dacia for £40,000, it will depreciate over the time that you own it. Let’s say that a few years later, your car is stolen or written off – but by this point, its value has dropped to £25,000.
Your motor insurer will pay out in line with that value, which means you’ve lost out by £15,000. With Dacia gap insurance, you are covered for that difference between its purchase price and its value when it was declared a total loss.
Get a Dacia Gap Insurance quote today.
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Additional cover for your Dacia
It’s not only Dacia Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Dacia Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Dacia: FAQs, Statistics & General Information
Dacia Depreciation
Like most car brands on the market, Dacias will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Dacia could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Dacia
There are three common types of GAP Insurance available for most cars, including Dacia. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Dacia Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.